Rochford Resources Blog

Real estate transactions often involve large sums of money. This means that there will almost always be an associated debt after the fact. Loans and mortgages are frequently employed to provide the necessary amount of capital needed to purchase a property.

Topics: Judgement Lien, Lien, Mechanic's Lien, Nashville Real Estate, Nashville Real Estate Attorney, Real Estate Law, Title

Selling a home can be difficult. It takes a lot of work to get the property into its best condition — painting the walls, fixing broken items, keeping the lawn trimmed, and so on. You want the property to look its best to entice visitors and convince them that this could easily be their new home.

Topics: Nashville Real Estate, Nashville Real Estate Attorney, Real Estate Law, Residential Real Estate Law, Litigation

Purchasing real estate is exciting, particularly if it’s your first time. Renting means you need to adhere to someone else’s rules and now you are able to use your property however you like (while adhering to local codes and laws, of course).

Topics: Nashville Real Estate, Nashville Real Estate Attorney, Real Estate Law, Residential Real Estate Law

Property tax will affect not only how much money you will pay for your mortgage each month, but also the final price people are willing to pay for your home should you choose to sell. Property tax is an entwined aspect of owning property. The rate at which you are taxed for your property will differ depending on where you live, and you can usually expect this rate to rise at least a little bit each year.

Topics: Nashville Real Estate, Nashville Real Estate Attorney, News, Property Tax, Real Estate Law, Residential Real Estate Law

The process of purchasing real estate can be lengthy, confusing, and difficult. There are several specific considerations to be taken into account by parties on both sides of the transaction. These requirements are put in place in order to protect both the buyer and the seller from finding themselves in a bad situation through no fault of their own.

Topics: Nashville Real Estate, Nashville Real Estate Attorney, Real Estate Law, Residential Real Estate Law, Litigation

Buying property can be a great investment, but the purchase comes with a lot of paperwork. Lenders protect their money by requiring buyers to sign documentation associated with the loan. Various state laws require different paperwork, but Tennessee operates as a Deed of Trust state. Ultimately, a deed of trust is a legal document that ties the buyer and lender together until the loan is paid off. We take a closer look at what this means when buying property.

Topics: Deed, mortgage, Nashville Real Estate Laywer, Real Estate Law, Residential Real Estate Law, Selling Property

For many years, the U.S. housing market has been climbing at a steady pace. Recent reports are highlighting changes, and in 2018 the purchase and sale of homes has reached a peak. There are a few contributing factors to the plateau such as tariffs on building materials and mortgage rates. Specific pockets of the country are being hit harder than others. So, what does this mean for home buyers and sellers?

Topics: Buying A Home, Real Estate Law, Residential Real Estate, Selling Real Estate

It’s expected that shopping for a home can take some time, but many homeowners don't plan for the closing process. The closing proceedings involve the exchanging of titles, documents, and money to secure the deal for both the buyer and the seller. It's an arduous process but a necessary one designed to protect the sale of the home. This final step requires some refinement if you don't want to get stuck in a back and forth between you and the seller. There are a few tips we have to help you make the closing process smoother.  

Topics: Buying A Home, Nashville Real Estate, Real Estate Law, Real Estate Title, Selling Property, Selling Real Estate

As a buyer, after shopping around for the best interest rates, a competent lender , a realtor you trust, and searching for the ideal home, it’s hard to believe that you still need to shop around for your settlement services. And for sellers, the anxiety, uncertainty of the process, and maintenance of your property may be enough to keep you awake at night. With so many moving pieces, it’s tempting to sit back and let someone else dictate who handles your settlement and title services.

Topics: Real Estate, Real Estate Closing, Real Estate Law, Real Estate Title

What is Adverse Possession?

In the simplest of terms, adverse possession is a legal concept allowing individuals to acquire the title to a piece of land that they do not own because they have openly trespassed, inhabited, possessed, or used the property for an extended period of time. In Tennessee, neighbors or adjoining landowners can wind up in court over imprecise descriptions in deeds; fences that have marked boundaries for years, but are misplaced; outbuildings that straddle property lines; community gardens that have taken root on “vacant” lots; or deed overlaps where there’s not enough land to fulfill the descriptions for two adjoining parcels.

Topics: Real Estate Law, Real Estate Title, Residential Real Estate Law