Rochford Resources Blog

By Rochford Law Posted on October 15, 2018 at 11:59 AM

Most Common Questions About Title Companies

A title search is a crucial part of the closing process. It benefits and protects both the buyer and the seller from a fraudulent or defective deal. Because homes cost thousands of dollars and owning property requires the payment of federal taxes, a lot of tedious work is involved in protecting the investment. While title insurance isn't legally required, lenders usually require a policy to be taken out to protect the new purchase. A title search and insurance are necessary to close on a new home, but many people aren't aware of what it is they are purchasing.

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Topics: Title, Closing Process, Residential Real Estate Law, Commercial Real Estate Law

By Rochford Law Posted on June 11, 2018 at 3:59 PM

Mistakes You Can Make When Buying a Home

If you're a first-time buyer setting out in the real estate market, there are a few pitfalls you'll want to side-step. Buying a home, especially for first-time buyers can look daunting. The process is long, but the outcome can be advantageous. Making a substantial purchase with little experience is intimidating, but a little preparation will make a considerable difference. We've outlined some areas buyers should consider while they are looking for their first home.

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Topics: Residential Real Estate Law, Buying A Home

By Rochford Law Posted on May 16, 2018 at 7:00 AM

7 Things to Look for When Buying a Home

With the housing market on the rise and the mortgage rates favorably low, many individuals and families are investing in new homes. Everyone's dream house will look a little different, but it's important not to get wrapped up in the aesthetics. There are certain aspects you should never overlook when buying a house. You want to confirm the money you are putting down won't drain the bank with additional and avoidable repairs. We've compiled a list of some of the areas that every buyer should inspect before purchasing a new home.

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Topics: Buying A Home, Residential Real Estate Law

By Rochford Law Posted on May 9, 2018 at 1:47 PM

Real Estate and Housing Market in Nashville

Nashville as a city is vibrant with opportunity. The economy in Nashville and surrounding cities is booming, and as a result, the areas are seeing an upswing in the housing market. Many businesses and individuals are moving in to take advantage of the amenities the city has to offer. Good weather, favorable taxing, and an improved quality of life means houses are being snatched off the market at a record pace. Moreover, housing experts are expecting the trend to continue throughout the rest of the year.

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Topics: Residential Real Estate Law, Buying A Home

By Rochford Law Posted on January 19, 2017 at 8:00 AM

What is Adverse Possession and Who Can Use it to Claim Property in Tennessee?

What is Adverse Possession?

In the simplest of terms, adverse possession is a legal concept allowing individuals to acquire the title to a piece of land that they do not own because they have openly trespassed, inhabited, possessed, or used the property for an extended period of time. In Tennessee, neighbors or adjoining landowners can wind up in court over imprecise descriptions in deeds; fences that have marked boundaries for years, but are misplaced; outbuildings that straddle property lines; community gardens that have taken root on “vacant” lots; or deed overlaps where there’s not enough land to fulfill the descriptions for two adjoining parcels.

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Topics: Real Estate Law, Real Estate Title, Residential Real Estate Law

By Rochford Law Posted on January 11, 2017 at 2:00 AM

How To Turn One Home Into Two Homes With An HPR

HPR stands for Horizontal Property Regime. In case you missed our last article on HPRs, we’ll fill you in before continuing onwards.

A Horizontal Property Regime is a legal way to divide a single property into two different properties, which is something that comes into play quite often in cities like Nashville. With Nashville’s economic boom, it has been estimated that as many as 100 people move here every single day.

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Topics: Horizontal Property Regime, HPR, Real Estate Attorney, Real Estate Investment, Real Estate Law, Real Estate Lawyer, Real Estate Nashville, Residential Real Estate Law

By Rochford Law Posted on December 29, 2016 at 2:00 AM

Quiet Title Lawsuits: An Avoidable Nightmare

Working in the field of real estate law, much of what we do is preventative. To people who are careful, hire a real estate lawyer, and get everything right the first time around, the dangers involved in real estate transactions might feel very abstract. Make no mistake: the dangers are very real.

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Topics: Deed, Nashville Real Estate, Nashville Real Estate Attorney, Nashville Real Estate Laywer, Quiet Title, Quiet Title Lawsuit, Residential Real Estate, Residential Real Estate Law, Tax Sale, Title

By Rochford Law Posted on November 28, 2016 at 1:14 AM

The Situation Room: The Importance of Deeds + Title Insurance

Today we’re going to circle back to revisit topics that we’ve talked about in the past, and give you some insight into how these issues can play out in real life.

We’ve published articles talking about the intricacies of deeds. We explained the differences between different types of deeds, as well as the practical implications of those differences. We’ve also spent time talking about how title insurance works, and why you need it. Now, it’s time to bring all 3 of these discussions together, and examine how these dynamics can play out in real life. The following is a real scenario that we’ve had to dealt with in the past…

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Topics: Real Estate Law, Real Estate Title, Residential Real Estate Law

By Rochford Law Posted on November 15, 2016 at 1:08 AM

The Big 3 Types of Deeds + What They Mean For You

If you own a house, the fundamental piece of evidence that proves your ownership to the rest of the world is the deed to that house, also called a ‘title.’ Deeds come in the form of legal documents, but not all deeds are created equal. There are different types of deeds, each with its own unique set of implications.

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Topics: Real Estate Law, Real Estate Title, Residential Real Estate Law

By Rochford Law Posted on October 18, 2016 at 3:00 AM

What Tennessee Buyers Need to Know Before Signing a Home-Building Contract

So you’ve toured the builder’s flawless and fully-furnished model home and you’re in love. Buying a newly-constructed home is an exciting and optimistic time, but before rushing headlong into an agreement you may regret, there are a few things you should know before signing on the dotted line.

Nashville real estate attorney, John Rochford notes, “I often get calls from people who are in the process of buying a new home and who have some reservations about the contract their builder has presented to them. Needless to say, their instincts are often correct and the contract is totally one-sided. I help buyers examine their contract and negotiate the best terms for their new home.”

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Topics: Real Estate Law, Real Estate Title, Residential Real Estate Law

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