Rochford Resources Blog

By Rochford Law Posted on December 12, 2018 at 10:54 AM

Understanding Title Insurance Underwriting in Tennessee

Title insurance protects the buyer and lender from financial loss in the event of title defects. After the completion of a title search, buyers frequently purchase title insurance to protect them in the event a issue arises that threatens their ownership of the property. Unlike, other insurance policies, you pay for your title insurance once and usually during the closing process.

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Topics: Real Estate Title, Title, Underwriter, Title Insurance

By Rochford Law Posted on July 18, 2018 at 11:00 AM

How to Choose a Title Company

Buying a home is an investment. The entire process is riddled with nuances, all of which are designed to protect you, the buyer, during the investment. Along the way, you will work with various agents and lenders who will help you throughout the process. One essential component during the closing procedure is working with a trusted title company.

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Topics: Real Estate Title, Title

By Rochford Law Posted on July 10, 2018 at 11:33 AM

7 Tips for Closing a Real Estate Deal

It’s expected that shopping for a home can take some time, but many homeowners don't plan for the closing process. The closing proceedings involve the exchanging of titles, documents, and money to secure the deal for both the buyer and the seller. It's an arduous process but a necessary one designed to protect the sale of the home. This final step requires some refinement if you don't want to get stuck in a back and forth between you and the seller. There are a few tips we have to help you make the closing process smoother.  

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Topics: Real Estate Law, Real Estate Title, Selling Real Estate, Nashville Real Estate, Buying A Home, Selling Property

By Rochford Law Posted on August 9, 2017 at 12:30 PM

Real Estate Title Companies and Closings

real estate title company.jpg

When you buy a piece of property, whether it’s your first home or it’s your 10th investment property in Nashville, there are a lot of moving pieces. It can be overwhelming, not to mention financially irresponsible, not to work with a reputable title company for your property closing services.

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Topics: Buying A Home, Real Estate Closing, Real Estate Title, Title

By Rochford Law Posted on July 6, 2017 at 7:00 AM

What To Look For In A Title Company

If you are buying, selling, or doing pretty much anything else with a piece of real estate, it’s important that you perform your due diligence in regards to your title. We understand that real estate law can be pretty complex, so we’ll start with the basics.

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Topics: Real Estate Title, Title, Nashville Real Estate

By Rochford Law Posted on March 21, 2017 at 7:00 AM

How a 1031 Exchange or a “Like-Kind Exchange” Can Go Wrong

A “Like-Kind Exchange,” also known as a 1031 Exchange or a Starker Exchange, allows investors to defer paying capital gains taxes on investment properties when they are sold, as long as another “like-kind” property is purchased with the profits of the sale. Congress enacted the like-kind exchange statue nearly 100 years ago, in 1921, to help investors avoid unfair taxation of ongoing investments in property and to encourage active reinvestment (Federation of Exchange Accommodators).

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Topics: Commercial Real Estate, Commercial Real Estate Law, 1031 Exchange, Real Estate Title

By Rochford Law Posted on February 14, 2017 at 8:00 AM

How to Reduce Closing Costs By Lowering Settlement Fees

As a buyer, after shopping around for the best interest rates, a competent lender , a realtor you trust, and searching for the ideal home, it’s hard to believe that you still need to shop around for your settlement services. And for sellers, the anxiety, uncertainty of the process, and maintenance of your property may be enough to keep you awake at night. With so many moving pieces, it’s tempting to sit back and let someone else dictate who handles your settlement and title services.

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Topics: Real Estate, Real Estate Law, Real Estate Closing, Real Estate Title

By Rochford Law Posted on January 19, 2017 at 8:00 AM

What is Adverse Possession and Who Can Use it to Claim Property in Tennessee?

What is Adverse Possession?

In the simplest of terms, adverse possession is a legal concept allowing individuals to acquire the title to a piece of land that they do not own because they have openly trespassed, inhabited, possessed, or used the property for an extended period of time. In Tennessee, neighbors or adjoining landowners can wind up in court over imprecise descriptions in deeds; fences that have marked boundaries for years, but are misplaced; outbuildings that straddle property lines; community gardens that have taken root on “vacant” lots; or deed overlaps where there’s not enough land to fulfill the descriptions for two adjoining parcels.

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Topics: Real Estate Law, Real Estate Title, Residential Real Estate Law

By Rochford Law Posted on November 28, 2016 at 1:14 AM

The Situation Room: The Importance of Deeds + Title Insurance

Today we’re going to circle back to revisit topics that we’ve talked about in the past, and give you some insight into how these issues can play out in real life.

We’ve published articles talking about the intricacies of deeds. We explained the differences between different types of deeds, as well as the practical implications of those differences. We’ve also spent time talking about how title insurance works, and why you need it. Now, it’s time to bring all 3 of these discussions together, and examine how these dynamics can play out in real life. The following is a real scenario that we’ve had to dealt with in the past…

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Topics: Real Estate Law, Real Estate Title, Residential Real Estate Law

By Rochford Law Posted on November 15, 2016 at 1:08 AM

The Big 3 Types of Deeds + What They Mean For You

If you own a house, the fundamental piece of evidence that proves your ownership to the rest of the world is the deed to that house, also called a ‘title.’ Deeds come in the form of legal documents, but not all deeds are created equal. There are different types of deeds, each with its own unique set of implications.

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Topics: Real Estate Law, Real Estate Title, Residential Real Estate Law

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