Rochford Resources Blog

By Rochford Law Posted on July 28, 2016 at 2:00 AM

How Do Lien Lis Pendens protect Tennessee Home Buyers?

Knowing Your Legal Recourse in a Seller’s Market

It’s no secret that Nashville’s real estate market is on fire, burning hot, and showing no signs of cooling in the near future. Finding the perfect house in the right neighborhood for a nice price is a tall order. According to an article published on July 15, 2016 in the Tennessean, “The median price for a single family home rose more than $20,000 in the past year. The price was $260,148 in June. A year ago, the median price was $240,000, according to the Greater Nashville Association of Realtors.”

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Topics: Real Estate Law

By Rochford Law Posted on July 12, 2016 at 2:00 AM

An Alternative To Mortgages: Seller Financing

In the late 1970s, American mortgage rates were on the rise. By the time 1981 rolled around, the interest on a fixed rate, 30-year conventional loans had swelled to an astronomical 13.74%! Needless to say, as loan payments ballooned, the housing market became a challenging arena. For buyers, homes that had previously been affordable were all but out of reach. For sellers, finding a buyer that was able to take on the staggering interest rates involved in financing their purchase seemed impossible. So people got creative.

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Topics: News, Real Estate Title, Residential Real Estate Law

By Rochford Law Posted on June 30, 2016 at 2:00 AM

Why You Need a Reliable Real Estate Attorney to Help You Know What You Are Signing

Buying a home or even leasing a property can be a huge undertaking with significant financial implications. Add to this the fact that the contracts typically used in these types of agreements can be dozens of pages long and contain a ton of information that is written in what can affectionately be referred to as “legalese,” and it’s easy to see how the layperson can become confused. Before signing your name on the dotted line of a legally binding document that you don’t fully understand, enlisting the help of an experienced real estate attorney might be a wise decision. Here’s why...

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Topics: Commercial Real Estate Law, Real Estate Law, Real Estate Title, Residential Real Estate Law

By Rochford Law Posted on June 23, 2016 at 2:00 AM

What Are Liens?

If you’re planning to buy real estate, as exciting as that can be, there’s also a lot that can go wrong. As such, it is very important that you are familiar with the dangers involved in making investments like this, and take steps to keep your property safe.

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Topics: Commercial Real Estate Law, Judgement Lien, Lien, Mechanic's Lien, Nashville Real Estate Law, Nashville Real Estate Lawyer, Real Estate, Real Estate Attorney, Real Estate Law, Real Estate Title, Residential Real Estate Law, Tax Lien

By Rochford Law Posted on June 16, 2016 at 3:00 AM

What You Need To Know About A 1031 Exchange

Buying and selling property and building a robust real estate portfolio can be an exciting experience for both parties, especially when profit, or gain, is part of the equation. Gain happens when property appreciates in value or when the seller takes advantage of depreciation deductions for tax purposes. In either case, it’s important to understand tax ramifications of your real estate transactions and how to make the most of your investment dollars. A 1031 Exchange may be a great option for maximizing your investment and getting the most out of your next commercial real estate investment.

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Topics: 1031 Exchange, Commercial Real Estate, Commercial Real Estate Law, Nashville Real Estate Law, Property Tax, Real Estate, Real Estate Attorney, Real Estate Law, Real Estate Title, Residential Real Estate Law

By Rochford Law Posted on June 9, 2016 at 3:00 AM

What Is A Deed Of Trust?

If you are financing your home, you will either sign a mortgage or a deed of trust. Which of these you will be signing is almost entirely a function of what state you live in. Most people are more familiar with mortgages, but if you live in a state where deeds of trust are the norm, it’s essential that you understand the difference between the two. As a prologue to this, it is first necessary to talk about promissory notes.

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Topics: Buying A Home, Deed, deed of trust, financing your house, mortgage, Nashville Real Estate, Real Estate Law, Real Estate Lawyers, Real Estate Title, Residential Real Estate Law, state law

By Rochford Law Posted on June 2, 2016 at 3:00 AM

Electronic Signatures in Real Estate

Since Congress passed the ESIGN Act in 2000, electronic signatures (or e-signatures) are quickly eclipsing traditional wet signatures as the legal standard. This is as true the real estate arena as any other, and it’s no wonder. Electronic signatures have done almost as much to bolster security in the signing of documents as they have convenience. However, electronic signatures are not without nay-sayers.

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Topics: Commercial Real Estate Law, Docusign, E Signatures, Electronic Signatures, ESIGN Act, Nashville Real Estate Law, News, Panda Doc, Real Estate, Real Estate Law, Real Estate Title, Residential Real Estate Law

By Rochford Law Posted on May 31, 2016 at 3:00 AM

How Do You Reform (Change) Your Deed?

In the world of real estate law, deeds frequently must be corrected. In fact, many property owners will eventually be faced with the task of making alterations to their deeds, and most will not know how to go about doing it. That is our topic for today, so we’ll start with the basics…

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Topics: Commercial Real Estate Law, Deed, Deed Reform, How To Change Your Deed, Nashville Real Estate, News, Real Estate, Real Estate Law, Real Estate Title, Residential Real Estate Law

By Rochford Law Posted on May 24, 2016 at 3:00 AM

Your Crash Course On Horizontal Property Regimes (HPRs) In Nashville

Enjoying its status as an “it city,” Nashville has been growing rapidly. With its economy in full flux, new businesses and residents arrive in Nashville constantly, and nowhere is this more evident than in residential neighborhoods. Once dicey, urban neighborhoods are now being rapidly gentrified as Nashville’s economy grows and young professionals invest in property.

As neighborhoods change and Nashville becomes more densely populated, many legal real estate issues are being forced to the surface. One such issue is that of horizontal property regimes (or HPRs).

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Topics: Commercial Real Estate Law, Duplex, Horizontal Property Regimes, HPR, Nashville, Nashville Real Estate, News, Real Estate Law, Real Estate Lawyers, Real Estate Title, Residential Real Estate Law

By Rochford Law Posted on May 3, 2016 at 4:00 AM

An Introduction To Easement Law

The Tennessee law of easement frequently comes into play in conflicts between two adjacent property owners. Easements are a particularly nuanced area of practice, so if it’s something that you’re considering, it’s important to have your facts straight. We’ll start with the basics…

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Topics: Commercial Real Estate Law, Easement Law, Easements, Nashville Real Estate, Real Estate Law, Real Estate Lawyers, Real Estate Title, Residential Real Estate Law

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